Get Help Understanding Income Based Programs
If you are suffering from a financial hardship, you may be eligible for an Income Based Payment. In this repayment program, you would have a payment based on your income and family size. The payment could be as low as $0.00 per month, with forgiveness at the end of 20-25 years.
Forgiveness Act of 2012
Over 100 million dollars
has been placed into student loan forgiveness funding.
Student Loan Forgiveness
Better student loan options are available to qualified student borrowers. Student Loan Forgiveness is available to people working in public service, schools, non-profits and some may qualify for Income Based Repayment options.
Income Based Repayment
Many student loan borrowers are going to have to restructure their repayment plans this year. If this includes you, one of the most popular repayment programs to apply for is Income Based Repayment.
Student Loan Consolidation
Student loan consolidation refers to the process of merging multiple federal education loans into one loan. It is also known as Direct Consolidation Loan. Under this program, the student will be entitled to pay a single...
Types of Loan Forgiveness
Teacher Loan Forgiveness
Teachers may qualify for $5,000 or $17,500 in principal reduction on their federal student loans. Teachers may also qualify for Public Service Loan Forgiveness and have any remaining balance on their federal student loans forgiven after 120 payments.
Do you have a permanent disability, or your disability can be expected to last at least 60 months or result in death, you may qualify for permanent disability discharge. Seeking Permanent Disability Discharge on your federal loans will require a three year post discharge monitoring period.
Public Service Loan Forgiveness
Do you work for a city, state, federal organization or a non-profit? You may qualify for the Public Service Loan Forgiveness program. The position at your place of employment is not considered for PSLF, but you must be consolidated and in a income driven repayment plan.
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Please note: Only the US Department of Education can provide determination of eligibility and exact payment amount for any government forgiveness or repayment program listed on this website. Our calculators, estimators and eligibility tools are strictly to help consumers understand potential options estimate potential payments and do not provide any guarantee of enrollment, qualification, or payment amount for ANY programs.
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